About Town and Country Insurance
Town and Country Insurance is an independent insurance agency. We represent a wide range of insurance plans and types, catering to the individual needs of our clients. Our friendly, experienced professionals can help you select a comprehensive insurance package. We will evaluate your specific needs and recommend the right policy for your situation and budget.
The Choice is Yours
As an independent insurance agency, Town and Country Insurance works with the top insurance companies in the industry, so we can do the comparison shopping for you. While we have relationships with these carriers, we also have the independence to recommend the best plan for your needs.
Through the insurance companies we represent, you’ll have access to all types of insurance, from the basics like auto and home insurance, to highly specialized coverages.
How Can We Help You?
Our goal is to develop long-standing, personal client relationships. Request a quote or contact us today and we’ll be happy to answer your questions, review your current insurance policies, and discuss your insurance needs.
- Agent & COO
- Larryelkins [at] townandcountry-insurance [dot] com
- Direct: 888-842-1156
- Mobile: 540-641-2668
Larry learned his strong work ethic working on tobacco and cattle farms growing up. He operates best when he rolls up his sleeves and is knee-deep in policy language, documents, and details.
Larry earned Bachelor’s and Master’s degrees from Virginia Tech in Education-Curriculum and Instruction. He taught in public schools for 13 years and has been teaching LSAT, GRE, SAT, and ACT test prep since 2012.
Larry joined Town & Country Insurance in 2015 and is the workhorse of the brokerage. He knows the details of how all of our policies and programs operate. His position with Town & Country is to provide high-quality service and satisfy client needs.
Larry is involved with many community organizations from the Bridgewater Historical Society to the Industrial Development Authority. In his spare time, he enjoys spending time outdoors in his home of Bridgewater, Virginia with his two children, Hagan and Henry, and his wife, Anne. Larry’s family enjoys exploring the many trails, creeks and rivers of the Shenandoah Valley.
- Billy [at] townandcountry-insurance [dot] com
- Direct: 540-505-4253
- Michelle [at] adventsure [dot] com
- Direct: 435-210-1161
When Michelle first visited Utah in 1990 at the age of 17, she didn’t know that there would be mountains, Mormons, or deserts. She soon took to the former and the latter. Backcountry exploring and summiting peaks were her first interests. She worked for 100 hours on a trail crew in exchange for a ski pass at Brighton Ski Resort without ever having skied previously.
Michelle moved to Moab in 1994 to work on a native fishes research project on the Colorado River and then spent several years working in central Utah in wilderness therapy teaching at-risk youth backcountry survival skills.
Michelle developed and honed her organization and communication skills as co-owner and project manager for a residential real estate development project that included negotiating with municipalities and private landowners. She was also responsible for keeping a bird’s eye view of the entire project to ensure that the cat wrangling was as effective as possible.
Michelle now enjoys the home she built in said residential development with Trevar and their dog, Marlo. She earned her Level One BICP certification in 2019 and enjoys enduro and downhill disciplines of mountain biking. She loves teaching and helping others with their mountain bike skills. She is inspired to chase those who out-skill her on the bike down the trail.
Michelle’s experience as a BICP coach and having spent the majority of her adult life working and playing outside in Moab allows her to understand the needs of Town & Country clients and businesses.